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Rasskaz-provokatsiya the Story Provocation: For Learners of the Russian Language Yes, Yes, for You Too

為了解決Wholesale banking的問題，作者Dyakov, Ignaty 這樣論述：

'Rasskaz-provokatsiya' ('The Story Provocation') is the second in the series of unconventional Russian language textbooks (Russian readers or Russian easy readers) for Elementary/Pre-Intermediate levels (A2-B1). Order the audio-book on http: //russianinlondon.com/audio. The books written in the for

m of fun to read detective lines follow the continuing story of George, a Guadeloupean banker embarking on a journey that sees his day to day life set against a series of most peculiar events. The textbooks are used at schools, universities, language courses as well as for self-study. The author wou

ld greatly appreciate your feedback shared here on Amazon. Based on years of his language teaching experience Ignaty was keen to write a series of stories that would teach useful vocabulary and grammar after some of his business clients complained that existing textbooks were boring and had no relat

ion to real life. "I was inspired by the talent of Mikhail Bulgakov, who mastered the skill of talking about complex subjects in an ironic form, I began writing the book which you can now see", says Ignaty Dyakov. So his textbooks are fascinating detective stories with characters from different cul

tural backgrounds meeting in Guadeloupe, Russia and Europe. They live, love, work and relax. And most importantly they fight the world's evil, show exceptional ethics both in life and their work and give us better understanding of what is kinder and ethical life. Mr Dyakov said: "There is an unders

tanding that a textbook nowadays should be kind, humorous and inviting as there is far too much negativity around us, especially in the media and on social networks." Applied in all Ignaty's books is an innovative and unusual textbook technique, which has already received much acclaim from eminent R

ussian specialists. "Undoubtedly, this textbook makes language learning more fun, interesting and thus less challenging. It can be recommended as an addition to any Russian language textbook for A1-B1 levels - your students will definitely succeed and progress in Russian language learning " says Pro

fessor Galina Levina, vice-provost of The Pushkin State Russian Language Institute, about Ignaty Dyakov's second book, "The Story Provocation." And on the first book Professor Lyudmila Verbitskaya, President of St Petersburg State University said: "Unconventional material... Specifics of the pedago

gical technology suggested by the author are based on the text principle and oriented at active learning and development of the creative language personality... The work laudably impresses and can be used as a textbook for foreign learners." All books have been tested on Ignaty's students who confir

m that the story line keeps them intrigued and motivated to read more. This technique helps develop their language skills, and makes the learning process more bearable, if not enjoyable. Much of the books is conducted in dialogues, and there are lists of new words and questions for conversation pra

ctice in every chapter. The stories are written in slightly simplified Russian, to aid recognising and memorising grammar structures. The audio-books and ebooks are available on http: //russianinlondon.com/audio. Wholesale orders are to be placed via [email protected] The textbooks have been pu

blished and recorded with generous support by Russo-British Chamber of Commerce, Gallus Consulting, Russian National Tourist Office, Mr Guy Willner (publisher of "Stranger in Saint Petersburg" by Vesla Stranger), Mr Raheem Shapi, ctms Corporate Travel Agency, Russia Local Ltd, Roxy Art Ltd. Born a

nd bred in St Petersburg, Ignaty Dyakov is a professional Russian language trainer (MPhil in Linguistics, MA in Political Economy of Russia). He lives and works in London, and his clients are based in the UK, France, Luxembourg, China, Hong Kong and Russia. They come from all walks of life and work

in different areas, e.g. finance and banking, law, architecture, politics and administration. Ignaty’s first-hand experience of running a business (he owns the linguistic consultancy Russia Local Ltd) helps him better understand his clients’ needs and requirements. Nevertheless, he continuously de

velops his skills and this is recognised by the number of awards he has received which include scholarships and grants named after the Russian President and Government, awards from the Ministry for Science and Education and Interros investment fund, as well as a Shell LiveWire ’Grand Ideas’ award. I

n 2015 Ignaty became a Finalist of prestigious ’Best Russian teacher outside of Russia’ award. He is a member of the Chartered Institute of Linguists, UK Society of Authors, the Institute of Directors and the Institute of Enterprise and Entrepreneurship (UK). Ignaty has been featured in The Times,

The Guardian, interviewed by Thomson Reuters, The Voice of Russia, REN TV and BBC Radio 5 Live. He is an eager speaker on doing business in Russia and the Russian language matters; he is frequently invited to talk on different occasions.

Emerging Risk in International Banking: Origins of Financial Vulnerability in the 1980s

為了解決Wholesale banking的問題，作者Snowden, P N 這樣論述：

Global payments imbalances and the rise of emerging economies provide the background to this analysis of risk exposure and near-insolvency at the world's major banks. Emerging Risk was published in 1985, three years after the first international banking crisis of the post-War era, but prior to resol

ution after 1989 of the underlying sovereign debt overhang. With episodes of international financial instability punctuating the following quarter century until the Lehman collapse of 2008, this re-issue will contribute to the historical perspective on modern diagnoses of policy weakness and financi

al sector excess that is clearly needed. Whereas OPEC price increases in the 1970s were a source of the earlier global imbalances, Chinese surpluses and those occasioned by her rapid growth among commodity and oil producing countries are today's equivalents. Emerging Risk documents the earlier poor

employment of surplus funds 'recycled' to Latin America, much as the failure of the USA and others to use Asian financing productively is now evident. The role of the main global banking institutions in each of these outcomes reveals common threads. As a reading of Emerging Risk will confirm, both t

he special consequences of free competition in a global banking market, and the perverse incentives inherent in the remuneration of loan officers, were clearly present in the mid-1980s. The interaction of regulation and the competitive response of banks to produce increased reliance on wholesale bor

rowing and lending, together with enhanced gearing, have clear echoes in modern debates over the consequences of the Basel provisions. Multivolume collection by leading authors in the field

不同企業生命週期下之財務危機預警模型關鍵因素

為了解決Wholesale banking的問題，作者林廷祐 這樣論述：

由於公司在每個生命週期階段都會面臨到不同的生存挑戰問題，公司的經營策略與價值也會隨著生命週期而改變。本研究將企業生命週期納入財務危機預警模型為調節變數，並以主成分分析篩選財務變數與非財務變數，再依其性質分成營業獲利、財務結構與經營效率、股權結構、以及公司治理與審計共四種表現，觀察在不同企業生命週期下，對財務危機之影響。實證結果證實，在財務危機發生前一年，影響公司發生財務危機之變數中，有 13 項指標皆呈現顯著影響。處於成長期之公司，需最為謹慎看待財務結構與經營效率表現中，財務槓桿舉債經營所帶來的財務風險升高趨勢，並應使財務主管內部化以維持重大內部控制，避免陷入財務危機；處於成熟期之公司，最需

注意股權結構表現中之董監持股率與控制持股率，在股權的分布狀態上取得最適均衡，以避免因股權間的利益衝突侵害到公司整體價值與經營績效；處於衰退停滯期之公司，應著重於營業獲利表現以及公司治理與審計表現上，專注提升本業之競爭力，同時整併公司經營權與所有權趨近整體一致。整體而言，本研究發現各企業生命週期階段關鍵之財務預警變數確實具有差異，此一結果可供未來研究與防範公司財務危機時之參考。